A new survey has found that young Romanians are increasingly worried about housing, financial insecurity and the possibility of military conscription, yet many remain optimistic about their future and are willing to move abroad in search of better opportunities.

According to the 2025 “Young Money Matters” report by Cook Communications, 82% of Romanians aged 18 to 35 believe the government should do more to help them buy or rent homes. Only one in ten currently have a mortgage, and just 5% are interested in getting one.

Financial security remains fragile. Nearly six in ten young Romanians have savings that would cover just one month of expenses, and a quarter say they never have money left at the end of the month. “Having enough money to not worry about paying bills” is now their top financial goal, surpassing owning a home.

Despite the economic challenges, three out of four respondents still believe they can achieve their financial ambitions—though optimism has dipped slightly from last year. The war in neighboring Ukraine has added new concerns: 62% of young Romanians fear conscription could be reinstated.